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Budget calculator

Keeping a budget is a great way to keep your spending on track – and our handy budget calculator can help you with that.

For a detailed breakdown, please enter your monthly income and expenses below.

Errors below

Monthly Income

Monthly household net income is required

Monthly household net income is a number

Other income is required

Other income is a number

Housing and Living Expenses

Mortgage or rent payment is required

Mortgage or rent payment is a number

Property tax payment is required

Property tax payment is a number

Utilities is required

Utilities is a number

Groceries is required

Groceries is a number

Child care is required

Child care is a number

Maintenance is required

Maintenance is a number

Supplies is required

Supplies is a number

Other expenses is required

Other expenses is a number


Health insurance payment is required

Health insurance payment is a number

Medical/dental expenses is required

Medical/dental expenses is a number

Other health expenses is required

Other health expenses is a number

Auto and Transportation

Auto loan/lease payments is required

Auto loan/lease payments is a number

Auto insurance is required

Auto insurance is a number

Public transportation costs is required

Public transportation costs is a number

Fuel and maintenance is required

Fuel and maintenance is a number

Other expenses is required

Other expenses is a number


Tuition and fees payment is required

Tuition and fees payment is a number

Supplies and other expenses is required

Supplies and other expenses is a number

Loans and Credit Card Payments

Student loan payments is required

Student loan payments is a number

Credit cards is required

Credit cards is a number

Other expenses is required

Other expenses is a number

Saving and Investing

Education savings contributions is required

Education savings contributions is a number

Investment contributions is required

Investment contributions is a number

Other investments is required

Other investments is a number


Monthly Donations is required

Monthly Donations is a number

Gifts is required

Gifts is a number

Misc. Expenses

Entertainment is required

Entertainment is a number

Travel is required

Travel is a number

Clothing is required

Clothing is a number

Personal care is required

Personal care is a number

General purchases is required

General purchases is a number

Other expenses is required

Other expenses is a number

Expenses Breakdown

Monthly Income

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Monthly Expenses

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Income Less Expenses

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Looking for some budget advice?

Speak to a Financial Specialist

We want you to use and enjoy our website, but it is important that you understand:

This calculation is based on the accuracy and completeness of the data you have entered, is for illustrative and general information purposes only, and is not intended to provide specific financial or other advice, and should not be relied upon in that regard. You should speak with an Educators Financial Group Financial Specialist, or your professional accountant before making a final decision to ensure any strategy meets your overall financial needs and that your personal circumstances have been taken into account.

Educators Financial Group does not make any express or implied warranties or representations with respect to any information or results in connection with the calculator. Educators Financial Group will not be liable for any losses or damages arising from any errors or omissions in any information or results, or any action or decision made by you in reliance on any information or results. Commissions, trailing commissions, management fees and expenses may all be associated with mutual funds. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

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