Loans up to


of your home equity

Starting at


variable interest rate

This option gives you the highest credit limit available, based on the equity in your home. You can receive a loan up to 80% of your property's value. Enjoy the option of interest-only monthly payments, lower interest rates and lower monthly payments than you would get from the unsecured line of credit.

Common Questions

  • Why a Secured Line of Credit instead of a Loan?

    You're in control. You decide when, or if, to use it, how much to withdraw and what to use it for. Unlike a loan, you don't pay interest until you use it. And, unlike a Loan, it is reusable. Once approved, you can tap into it whenever you need to.

  • Can I make payments at any time without penalty?

    Yes, make as many payments as you would like. Payments may be made weekly, bi-weekly, mid-monthly or monthly.

  • How can I access my funds?

    You can access your Line of Credit through any of these methods: online, by phone, cheque or ATM.