EDUCATORS FINANCIAL GROUP
2022 VALENTINES DAY “BEST SONG” CONTEST (THE “CONTEST”)
OFFICIAL CONTEST RULES & REGULATIONS (“RULES”)
To be eligible to enter, a person must (1) be a resident of Ontario, (2) have reached the age of majority in their province of residence, and (3) not be an employee, representative or agent of, or domiciled with an employee, representative or agent of, Educators Financial Group, its affiliates, marketing, and advertising agencies, suppliers, or contest judges.
The Contest runs from February 9, 2022, at 12:00 am (EST) to February 14, 2022, at 11:59 pm (EST) (the “Contest Period”). This Contest is managed by Educators Financial Group Inc. (“Educators” or the “Sponsor”). All amounts in these rules refer to Canadian dollars.
There is no purchase necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited.
A valid email address and, as applicable, a Facebook, Instagram and/or Twitter account required. An account can be created for free at www.facebook.com,www.instagram.com and/or www.twitter.com. If you are entering the Contest through Twitter, your account privacy settings must have the “Protect Your Tweets” account setting options set to “OFF”.
To enter a Contest, during the Contest Period, follow the Contest Requirements on the Contest post(s) (each a “Contest Post” and collectively, the “Contest Posts”) found on Educators Financial Group’s social media pages.
Where the Contest Requirements instruct entrants to submit a comment or response on the Contest Post (each a “Response”), the Response must: (i) be written in English or French; (ii) satisfy all applicable instructions provided in the Contest Requirements; (iii) be posted as a comment on the relevant Contest Post on the applicable Educators Financial Group social media page(s); (iv) comply with these Rules as well as the applicable terms, rules, policies and guidelines of Facebook (the “Facebook Rules”), Instagram (the “Instagram Rules”) and/or Twitter (the “Twitter Rules”) all as determined by the Sponsor in its sole discretion. By submitting a Response, you will receive one (1) entry into the Contest (each an “Entry” and collectively, the “Entries”). Any Response that does not comply with these Rules and/or the applicable Facebook Rules, Instagram Rules and/or Twitter Rules will be deemed ineligible and will not entitle the individual to an Entry in the Contest.
Limit of one (1) entry per person per Contest Period, unless otherwise indicated. In the case of multiple entries, only the first eligible entry will be considered and the remainder will be void.
By participating in the Contest, each entrant hereby warrants and represents that any Response he/she submits: (a) is original to him/her and that the entrant has obtained all necessary rights in and to the Response for the purposes of entering such Response in the Contest; (b) does not violate any law, statute, ordinance or regulation; (c) does not contain any reference to or likeness of any identifiable third parties; (d) will not give rise to any claims whatsoever, including, without limitation, claims of infringement, invasion of privacy or publicity, or infringe on any rights and/or interests of any third party; and (e) is not defamatory, trade libelous, pornographic or obscene, and further that it will not contain, include, discuss or involve, without limitation, any of the following: (i) nudity; alcohol/drug consumption or smoking; (ii) explicit or graphic sexual activity, or sexual innuendo; (iii) crude, vulgar or offensive language and/or symbols; (iv) derogatory characterizations of any ethnic, racial, sexual, religious or other groups; (v) content that endorses, condones and/or discusses any illegal, inappropriate or risky behaviour or conduct; (vi) the personal information of individuals, including, without limitation, names, telephone numbers and addresses (physical or electronic); (vii) commercial messages, comparisons or solicitations for products or services other than the Sponsor; (viii) any identifiable trade-marks and/or brand names (other than those of the Sponsor); (ix) conduct or other activities in violation of these Rules; and/or (x) any other materials that are or could be considered inappropriate, unsuitable or offensive, all as determined by the Sponsor in its sole discretion.
The Sponsor, its promotional agency and/or a content moderator designated by the Sponsor (the “Reviewer”) reserves the right to screen all Responses. Any Response that the Reviewer deems, in its sole discretion, to violate these Rules, the Facebook Rules, the Instagram Rules and/or the Twitter Rules are subject to disqualification. The Reviewer reserves the right, in its sole discretion, at any time and for any reason, to hide/delete a Response with or without prior notification to the entrant and/or request an entrant to modify, edit and/or re-submit his or her Response in order to ensure that the Response complies with these Rules, the Facebook Rules, the Instagram Rules and/or the Twitter Rules, or for any other reason. If such an action is necessary at any point during or after the Contest, then the Sponsor reserves the right, in its sole discretion, to take whatever action it deems necessary based on the circumstances – including, without limitation, disqualifying the Response (and therefore the corresponding Entry/Prize, if any, and/or the associated entrant) – to ensure that the Contest is being conducted in accordance with the letter and spirit of these Rules.
The entrant must submit each Entry personally. The entrant may only use one (1) Facebook, Instagram and/or Twitter account in connection with the Contest. Sponsor is not responsible for lost, late, undelivered, invalid, unintelligible, incomplete, misdirected, illegible, or damaged Entries, which will be disqualified. Entries become the exclusive property of Sponsor and will not be returned or acknowledged. Without limiting the generality of the foregoing, if a Facebook, Instagram or Twitter account used to enter the Contest is closed before the deadline specified in the Contest Requirements, or before the entrant is contacted by the Sponsor to receive a Prize, any Entries made by that entrant via the closed account will be deemed ineligible and will not entitle the individual to an Entry.
Any attempt by any entrant to obtain more than the stated number of Entries by using multiple email addresses, social media accounts, identities, registrations and logins, or any other methods will void that entrant’s Entries and that entrant may be disqualified at Sponsor’s sole discretion. Use of any automated system (including but not limited to, Entries submitted using any robot, script, macro, or other automated service) to participate is prohibited and will result in the disqualification of the entrant. In the event of a dispute as to the identity of any person who submitted an Entry, the authorized account holder of the email address used to enter will be deemed to be the entrant. The “authorized account holder” is the natural person assigned to a social media account by a provider, service provider or other organization responsible for assigning the account for the email address. Potential winners may be required to show proof of being the authorized account holder.
There will be a total of three (3) Amazon gift cards, valued at dollars ($30) each, awarded from all eligible comment entries received during the Contest Period.
The Prize must be accepted as awarded and cannot be transferred, substituted, or exchanged, in whole or in part, for another prize or for money, unless otherwise agreed to by the Sponsor. Sponsor reserves the right to substitute a prize with one of equal or greater value if the advertised Prize is unavailable.
Three (3) potential winning entries will be randomly drawn on February 15, 2022, from all eligible entries received through the main contest posts during the Contest Period. Prize winners will be informed by direct message through Facebook, Instagram, or Twitter. If a winning entrant cannot be contacted by through Facebook, Instagram, or Twitter within (10) business days of the official draw date, is not eligible in accordance with these Contest Rules, does not correctly answer the mathematical skill-testing question, does not sign and return any requested document within the specified time, or otherwise comply with these Contest Rules, the selected entrant will be disqualified and will not receive the Prize and a new potential winner will be drawn from the remaining eligible contest entries.
In order to claim the Prize, winning entrant will be required to: correctly answer a mathematical skill-testing question to be administered by email or phone; sign and return Educators Financial Group’s standard liability release and publicity release form within 10 business days of Prize notification; and otherwise comply with all Contest Rules.
The draw will be conducted by Educators Financial Group, the judge of the Contest, whose decisions on all matters relating to the Contest shall be final. The Sponsor shall not assume any liability for lost, misdirected, delayed, or destroyed prizes while in transit from the Sponsors’ premises.
Personal data gathered by Educators Financial Group will be used to administer this Contest. No further informational or marketing communications will be received by entrants unless entrants provide explicit permission to do so as indicated on the entry form. Please see Educators Financial Group’s Privacy Policy at educatorsfinancialgroup.ca/privacy for information on its policy towards maintaining the privacy and security of your information.
All decisions of the Sponsor are final and binding on all entrants and without appeal. The Contest is subject to all applicable federal, provincial, and municipal laws. The Sponsor is not responsible for incomplete, misdirected, late, lost, stolen, illegible, tampered, altered, or destroyed essay entries. By participating in the Contest, you agree and acknowledge that Educators and the Ontario Secondary School Teachers Federation, their affiliates and advertising and contests agencies, and each of their respective employees, officers, shareholders, representatives, directors, and agents (collectively ‘Releasees’) are not responsible for and shall not be liable for any injury or other damage to person or property of any kind or any other liability arising from participation in the Contest or use or misuse of a prize. Participants assume all liability for any injury or damage caused, or claimed to be caused, directly or indirectly, in whole or in part, relating to this Contest or receipt, use, or misuse of a prize.
Sponsor and its agents are not responsible for any printing, distribution, production, or other errors and may terminate or withdraw the Contest without liability and at their sole discretion. In no event will more than the number and type of prizes listed in these rules be awarded.
Sponsor reserves the right to substitute a prize with one of equal or greater value and to cancel, suspend, modify, or amend the Contest without prior notice at any time and for any reason. Sponsor reserves the right, in its sole discretion, to disqualify any individual who tampers with, or attempts to tamper with, the entry process or violates any of the Contest Rules. Any attempt to undermine the legitimate operation of the Contest is a violation of criminal and civil laws and should such an attempt be made, Sponsor reserves the right, in its sole discretion, to seek damages or other remedies from any such person(s) responsible to the fullest extent permitted by law.
Personal data gathered by Educators will be used to administer this Contest and as otherwise permitted or required by law. No further informational or marketing communications will be received by entrants unless entrants provide explicit permission to do so. Please see Educators’ Privacy Policy at educatorsfinancialgroup.ca/privacy for information on its policy towards maintaining the privacy and security of your information.
All entries become the property of Educators Financial Group. The winner, by entering the Contest, consents to the use of their names, city of residence, comments, photographs, images, and/or likenesses, without compensation, in any publicity carried out by Educators in connection with this Contest. The Contest and the Contest rules will be exclusively governed and construed in accordance with the laws of the province of Ontario. Any dispute arising hereunder shall be governed by the laws of Ontario and shall be adjudicated in the applicable court in Toronto, Ontario.
This Contest is in no way sponsored, endorsed, or administered by any social media platforms on which the Contest may have been promoted and/or publicized, including but not limited to Facebook, Instagram and/or Twitter. You understand that by participating in the Contest you are providing your information to Educators Financial Group and not to Facebook, Instagram and/or Twitter (except as otherwise specified in the Facebook, Instagram and/or Twitter platform terms). You agree to completely release Facebook, Instagram and/or Twitter of all liability in connection with this Contest. Any questions or comments regarding a Contest must be directed to Educators Financial Group and not to any of the social media platforms on which the Contest may have been advertised or administered.
To obtain the name of the Prize winners, available after February 14, 2021, please send a direct message to Educators Financial Group’s social media page(s). Requests must be received within four (4) weeks of the end of the Entry Period.