Showing 20 results for "home buying 101"
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Article in Borrowing
The Learning Centre
Home–buying 101: a comprehensive guide for first-time buyers
Buying your first home is one of life's biggest milestones. It’s a decision that can be filled with excitement and maybe even a little apprehension. After all, before getting the... Keep reading -
Article in Borrowing
The Learning Centre
Home–buying 101: the 12 things to avoid when buying a home
(Reading time: 3:25) Buying a home can be exciting and overwhelming, all at the same time. In fact, it can be so easy to get caught up in the rush... Keep reading -
Article in Borrowing
The Learning Centre
Home–buying 101: uncovering the hidden costs of buying
Interest adjustments. Services charges—and at least three different types of tax. Welcome to the hidden costs of home buying. But don’t worry. We’ve uncovered an ‘A to Z’ of extra... Keep reading -
Article in Borrowing
The Learning Centre
Home–buying 101: who to turn to when you’re looking to buy a home
Buying a home is a big financial commitment filled with so many considerations. How much home can you really afford? Is there a best time to buy? Which type of... Keep reading -
The Learning Centre
Home–buying 101: verifying the sources of your down payment (the what, why, and how)
Article in Borrowing
The Learning Centre
Home–buying 101: verifying the sources of your down payment (the what, why, and how)
One little detail about making down payments is causing a bit of stress among homebuyers. The culprit: having to verify the sources of their down payment. Never heard of such... Keep reading -
Article in Borrowing
The Learning Centre
The top 4 factors that favour home buying in the fall
Cozy weather, colourful foliage, pumpkin spice—there are many perks to the fall season. It also happens to be a great time of year to purchase a new home. We know... Keep reading -
Article in Borrowing
The Learning Centre
Home–buying 101: how to choose the right mortgage lender
Shopping around for a mortgage lender goes beyond simply chasing after the best rate. While it’s only natural to be driven by the numbers, especially if you’re early in your... Keep reading -
Article in Borrowing
The Learning Centre
Home–buying 101: the lowdown on making the down payment
(Reading time: 3:45) After all, that’s a large chunk of money to put down all at once—especially with other financial obligations (such as pension contributions, rent, car payments, debt, day-to-day... Keep reading -
Article in Borrowing
The Learning Centre
Home–buying 101: the 4 essential pieces of pre-mortgage homework
You advise your students of the importance of doing homework so they can be better prepared for any tests that you (and life) will spring on them. That’s very good... Keep reading -
Article in Borrowing
The Learning Centre
Home–buying 101: 5 tips on how to budget after you’ve bought
(Reading time: 2:25) Congratulations—the sale is final, the move-in was a breeze… and you even had time to mark your students’ homework. So now what? Funny you should ask. Because... Keep reading -
Article in Borrowing
The Learning Centre
2024 Federal Budget: 4 key takeaways
Well, the ink is dry on the latest federal budget. With a targeted spend of $535 billion that will cover a wide range of measures and impact Canadians across every... Keep reading -
Article in Borrowing
The Learning Centre
Sellers beware: 3 tips to protect yourself in a buyer’s market
When supply exceeds demand, prices tend to drop. Basic ‘Economics 101’, right? Yet in the case of the housing market, ‘basic economics’ took a backseat to the ‘housing bubble’. In... Keep reading -
Article in Borrowing
The Learning Centre
9 reasons why it’s important to know the real value of your property
(Reading time: 3:30) From being single… to married with children… all the way to retirement—homeownership is something that changes and evolves in tandem with where you are in life. The... Keep reading -
Article in Borrowing
The Learning Centre
Update: Federal budget helps first-time home buyers
In their fourth and final budget before the October 2019 federal election, released Tuesday March 19th, the Liberal government introduced a new First-Time Home Buyer Incentive, to take effect September... Keep reading -
Article in Borrowing
The Learning Centre
Attention mortgage holders and seekers: changes are here
The process of home ownership can be like a running a marathon. First, there’s the ‘training’ phase—as in all of the financial legwork that goes into getting a mortgage, such... Keep reading -
Article in Borrowing
The Learning Centre
Should you re-evaluate your mortgage at renewal time?
For many homeowners, mortgage renewal time can feel little more than an exercise in paperwork. However, mortgage renewals are so much more than simply signing on the dotted line. In... Keep reading -
Article in Investing
The Learning Centre
How to maximize your money when interest rates start to fall
There is an ancient saying, “what goes up must come down”. While Isaac Newton wasn’t exactly referring to 21st century interest rates when he first quipped that now infamous line,... Keep reading -
Article in Borrowing
The Learning Centre
Taking the mystery (and the stress) out of the mortgage stress test
On their own, the words ‘stress’ and ‘test’ don’t exactly say, “well, this is going to be fun.” Put them together; then add the word ‘mortgage’ into the mix—now you’ve got a... Keep reading -
Article in News And Updates
The Learning Centre
Say hello to TWO more changes that will impact mortgage holders (and seekers).
However, when you’re an education member who currently has (or is in the market for) a mortgage, even the slightest change in taxes, interest rates, and/or regulations can have you... Keep reading