Educators Financial Group (previously known as Ontario Teachers Group) has exclusively served members of the education community and their immediate family members for over 30 years.

Educators Financial Group was established in 1975 by the Ontario Secondary School Teachers' Federation as an alternative to Bay Street and currently manages more than $500 million in assets for 16,000+ active and retired members of the education community, and their family members, in Ontario and B.C.

Here are some of the advantages of dealing with Educators Financial Group:

PLANNING

• Financial Expertise - Financial experts with top-tier industry accreditation recommend solutions rooted in a deep understanding of educators.
• Independent Advice - Our advisors are non-commissioned so you can rely on their unbiased recommendations.
• Convenient - Meet with an advisor in your home, at your school or in our office.
• Goal Setting - To help you budget and achieve your retirement dreams!

INVESTING

• Strong Performance - Our family of funds, all with enviable long-term performance, range from secure to growth-oriented investments.
• Low Management Fees - Our fund fees are consistently below those of comparable funds-with no hidden administrative fees.
• Expert Management - Our funds are managed by leading institutional fund managers with proven ability and experience.
• More Advantages - Including online brokerage services offered through Qtrade Investor and access to third party funds.

LENDING

• Low Rates - One of Canada's lower cost mortgage providers, with rates consistently below those of major banks,* plus our BEST RATE mortgage.
• More Advantages - Including Summer Freedom, where you spread your payments over 10 months and skip the summer payments.
• Mortgage Protection - competitive mortgage insurance options through our partner, Teachers Life.

At Educators Financial Group, we are committed to serving only active and retired members of the education community (and their immediate family members). We are the only company in Canada which offers this exclusive service.

If you work in, or are retired from, the education field (or are a family member of someone who is), call us today and discover the difference!

Commissions, trailing commissions, management fees and expenses may all be associated with mutual funds. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

*Based on our comparison of posted rates for 5-year fixed mortgages as of July 2, 2009. Not all offerings have the same features and rates are subject to change without notice.

Educators Financial Group mortgages are facilitated through Paradigm Quest Inc., broker license 11017.

Qtrade Investor is a division of Qtrade Securities Inc., member IIROC and CIPF.